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If you are or have recently been insured with another provider, we try to make it as easy as possible to switch to a CS Healthcare plan. However, your existing cover can only be switched to a your choice policy.

We are committed to ensuring you make the right choice when joining CS Healthcare. That is why we try to make the process as easy and transparent as possible, so even if you are currently insured with another provider, you could still benefit from our flexible approach by switching your cover to us.

In most cases, we will use the same method of underwriting as your current or previous health insurer. It is important to understand there are certain types of treatment and pre-existing medical conditions which means you may not qualify for our switch terms. These include, but are not limited to, stroke, cancer (including benign brain tumours), joint replacement and spinal conditions and any conditions/symptoms which are being investigated or treated.

If you do not qualify for our switch terms, we will offer you Full Medical Underwriting as an alternative. We strongly suggest you do not cancel your existing insurance until we have confirmed any personal exclusions which may apply to your policy.

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Our Service

CS Healthcare provides specialist health insurance policies to civil and public servants as well as their dependants. For over 85 years, we've been dedicated to protecting the health of our members and during that time we've built up partnerships with more than 300 hospitals, ensuring our members have access to the best care and treatment.

Proud to be Mutual

We think our Mutual status makes us a little different from many other insurers. We're not answerable to shareholders which means our members remain at the heart of everything we do. As a result, our members continually benefit from the highest standards of service.

CS Healthcare News

Keep up-to-date with all the latest healthcare news and updates from CS Healthcare. We know that looking after your health should be a number one priority, which is why we aim to keep you informed of any breakthroughs in medical care as well as the latest health and wellbeing tips.

Confused? Take a look at our Jargon Buster

Our Jargon Buster is designed to simplify any complicated terms that you may not be familiar with. Make sure you refer back to it any time you're feeling unsure about a word or meaning as you're browsing the site.