Our product range Find which one is right for you.

We offer a choice of two private medical plans designed to cater for differing needs, lifestyles and budgets.

Regardless of which plan you choose, you will have access to specialist healthcare professionals, giving you peace of mind that you will receive high standards of care in one of our carefully chosen private healthcare facilities.

Whether you’re looking for complete healthcare protection or fundamental benefits of private cover within a limited budget, we’re confident that we have the right plan for you and your family.

Connecting you to affordable healthcare.

It goes without saying that affordability is key when it comes to finding a health insurance plan. That's why we developed HealthBridge - the competitively priced healthcare plan which offers members swift and easy access to expert care and first class support services. Designed to bridge the gap between the NHS and private healthcare, HealthBridge ensures that you and your family receive prompt medical attention and support when you need it most.

£15,000 limit per person per policy per year. Treatment and surgery for heart and cancer conditions are not covered by HealthBridge.

Covered by HealthBridge subject to an overall benefit limit of £15,000 per person per policy year

In-patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Day-patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Out-Patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Diagnostic scans (e.g. MRI/CT/PET and other special scans)
Specialist/Consultant fees (for medical admission)
Post-operative consultations, investigations, tests and physiotherapy, within 90 days of a hospital admission
£350 per person per policy year for out-patient therapies such as physiotherapy, osteopathy and chiropractic treatment
£500 per person per policy year for psychiatric consultations and counselling
£500 per person per policy year for nursing and home care following a hospital admission
£150 per person per policy year for appliances and aids following in-patient admission
£100 new child bonus
NHS Support Allowance
Access 24 hours day 365 days a year to a health advice line staffed by nurses with a doctor call back service

A compulsory 15% co-payment capped at £250 per person per policy year applies.

Moratorium underwriting applies.

View the full list of benefits and exclusions for HealthBridge
Start a quote

CS Healthcare covers the majority of private healthcare and aftercare costs. However, like most health insurers, we’re unfortunately unable to cover pre-existing conditions in our HealthBridge or your choice policies.

Tailor-made comprehensive cover

If you're looking for comprehensive cover then we have a plan just for you - your choice enables you to choose the level of cover to your specific needs. Featuring a range of benefit options, you can build a tailored package that can include treatment for heart and cancer conditions, therapy and care and cash benefits.

We've tried to make this scheme as flexible and comprehensive as possible. Simply start with the Essential plan and add any extras you want. The Essential plan covers you for all in-patient/day-patient treatment, including scans and any necessary aftercare and other valuable benefits.

Under the Essential Module

In-patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Day-patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Out-Patient Surgery including Surgeon and anaesthetist fees and Surgery, operating theatre and non-emergency intensive care costs
Diagnostic scans (e.g. MRI/CT/PET and other specialised scans)
Specialist/Consultant fees (for medical admission)
Post-operative consultations, investigations, tests and physiotherapy, within 90 days of a hospital admission
Private road ambulance - up to £250 per person per policy year
Convalescing and Nursing at Home benefit
NHS cash allowance - £150 per day/night up to 28 days/nights
Parent Accommodation
Access 24 hours day 365 days a year to a health advice line staffed by nurses with a doctor call back service

A choice of excess or co-payment options to reduce your premium

Your choice of Full Medical, moratorium or switch underwriting

View the full list of benefits and exclusions for your choice
Start a quote

CS Healthcare covers the majority of private healthcare and aftercare costs. However, like most health insurers, we’re unfortunately unable to cover pre-existing conditions in our HealthBridge or your choice policies.

Please note, emergency treatment is not covered under a CS Healthcare policy

Our Service

CS Healthcare provides specialist health insurance policies to civil and public servants as well as their dependants. For over 85 years, we’ve been dedicated to protecting the health of our members and during that time we’ve built up partnerships with more than 300 hospitals, ensuring our members have access to the best care and treatment.

Proud to be Mutual

We think our Mutual status makes us a little different from many other insurers. We’re not answerable to shareholders which means our members remain at the heart of everything we do. As a result, our members continually benefit from the highest standards of service.

CS Healthcare News

Keep up-to-date with all the latest healthcare news and updates from CS Healthcare. We know that looking after your health should be a number one priority, which is why we aim to keep you informed of any breakthroughs in medical care as well as the latest health and wellbeing tips.