We understand that choosing the right health insurance for you and your family can be confusing, especially when there are so many different policies and insurers available. We keep it simple by offering two health plans which meet different needs and budgets.

What is health insurance

Health Insurance covers the cost of receiving private treatment should you become ill or injured. It ensures you receive specialist care at a location which is convenient for you, providing you and your family with reassurance and support during what may already be a stressful or anxious time.

With increasing pressures on the National Health Service (NHS), you may find that you have to face lengthy waiting times before you can receive the necessary diagnosis or treatment. Private health insurance supports the NHS by fast-tracking diagnosis and treatment and providing a safe, secure and comfortable environment for recovery and aftercare.


What our cover includes

CS Healthcare has over 85 years' experience in providing specialist cover for civil or public servants and their families. Our health plans allow you to tailor your cover to support your family’s needs, and you can even choose which one of our carefully selected independent and private hospitals you would like to receive treatment in.

Key benefits:

  • Investigations, treatment, surgery and after care*
  • 24/7 support from Lifeline – our 24/7 advice line staffed by registered nurses
  • Automatic entitlement to a range of member rewards and NHS Cash Allowance**
  • Fast, direct claim settlement with expertise and guidance at every stage
  • Fair prices - we don't offer a No Claims Discount which means you won't be penalised for making a claim

* You will be covered for a 90-day period of necessary aftercare, which normally covers up to a maximum of three post-operative or follow-up consultations, and a period of physiotherapy of six sessions in the first instance

**The NHS Cash Allowance is available to those who choose to receive treatment on the NHS in lieu of private treatment and may be offered by the Society on a discretionary basis


Our healthcare plans

HealthBridge | connecting you to affordable healthcare

HealthBridge is our lower-priced solution that has been specially designed to help bridge the gap between the NHS and private healthcare. With a range of key benefits, HealthBridge provides support when you need it, covering a key range of benefits up to an overall benefit limit of £15,000 per person per policy year. Helping you avoid lengthy waiting times for tests, consultations, surgery and treatment arranged quickly at a hospital convenient to you. 

your choice | comprehensive health insurance

your choice is designed to offer comprehensive cover and offers the flexibility to choose from a range of benefit options enabling you to create your own personalised plan. Aside from being able to tailor the plan to your specific needs, you can also choose where you receive treatment from our directory of over 300 UK independent and private hospitals.

Provided you are aged between 18 years and 74 years old and 11 months, and work or have worked in the civil service, public sector or not-for-profit organisations, you and your family are eligible to join CS Healthcare. You can find out more about eligibility and the medical plans we offer on our FAQs page.

Our Service

CS Healthcare provides specialist health insurance policies to civil and public servants as well as their dependants. For over 85 years, we've been dedicated to protecting the health of our members and during that time we've built up partnerships with more than 300 hospitals, ensuring our members have access to the best care and treatment.

Proud to be Mutual

We think our Mutual status makes us a little different from many other insurers. We're not answerable to shareholders which means our members remain at the heart of everything we do. As a result, our members continually benefit from the highest standards of service.

CS Healthcare News

Keep up-to-date with all the latest healthcare news and updates from CS Healthcare. We know that looking after your health should be a number one priority, which is why we aim to keep you informed of any breakthroughs in medical care as well as the latest health and wellbeing tips.