Our Health Insurance

We understand that choosing the right health insurance for you and your family can be confusing, especially when there are so many different policies and insurers available. We keep it simple by offering two health plans which meet different needs and budgets.

What is health insurance

Health Insurance covers the cost of receiving private treatment should you become ill or injured. It ensures you receive specialist care at a location which is convenient for you, providing you and your family with reassurance and support during what may already be a stressful or anxious time.

With increasing pressures on the National Health Service (NHS), you may find that you have to face lengthy waiting times before you can receive the necessary diagnosis or treatment. Private health insurance supports the NHS by fast-tracking diagnosis and treatment and providing a safe, secure and comfortable environment for recovery and aftercare.

What our cover includes

CS Healthcare has 90 years' experience in providing specialist cover for our members and their families. Our health plans allow you to tailor your cover to support your family’s needs, and you can even choose which one of our carefully selected independent and private hospitals you would like to receive treatment in.

Key benefits:

  • Investigations, treatment, surgery and after care*
  • GP24 - 24/7 access to a GP with face-to-face video consultations, message a doctor service and private prescriptions and more
  • Automatic entitlement to a range of member rewards and NHS Cash Allowance**
  • Fast, direct claim settlement with expertise and guidance at every stage
  • Fair prices - we don't offer a No Claims Discount which means you won't be penalised for making a claim

* You will be covered for a 90-day period of necessary aftercare, which normally covers up to a maximum of three post-operative or follow-up consultations, and a period of physiotherapy of six sessions in the first instance

**The NHS Cash Allowance is available to those who choose to receive treatment on the NHS in lieu of private treatment and may be offered by the Society on a discretionary basis


Our healthcare plans

HealthBridge | connecting you to affordable healthcare

HealthBridge is our lower-priced solution that has been specially designed to help bridge the gap between the NHS and private healthcare. With a range of key benefits, HealthBridge provides support when you need it, covering a key range of benefits up to an overall benefit limit of £15,000 per person per policy year. Helping you avoid lengthy waiting times for tests, consultations, surgery and treatment arranged quickly at a hospital convenient to you. 

your choice | comprehensive health insurance

your choice is designed to offer comprehensive cover and offers the flexibility to choose from a range of benefit options enabling you to create your own personalised plan. Aside from being able to tailor the plan to your specific needs, you can also choose where you receive treatment from our directory of over 300 UK independent and private hospitals.

GP24 Advice Line

At CS Healthcare, we are always looking at ways to improve the products and services we offer to our members. We understand that accessing GP services quickly and at a time convenient for you can be challenging. This is why we are pleased to announce we are improving the advice line service that is available to all our members.

Open Eligibility

CS Healthcare is pleased to announce an exciting change to its eligibility criteria.

Historically, all new members were considered eligible to join CS Healthcare based on their chosen profession. You had to work in the public sector or be a civil servant to become a member. As of August 2019, this eligibility criteria no longer applies. Now everyone can experience award-winning customer service.

Jargon Buster

CS Healthcare has been providing private healthcare for 90 years and during that time, we’ve discovered there are some medical phrases and terms that cause confusion. Our Jargon Buster is designed to simplify any complicated terms that you may not be familiar with. Make sure you refer back to it any time you're feeling unsure about a word or meaning as you are browsing the site.

Confused? Take a look at our Jargon Buster

Our Jargon Buster is designed to simplify any complicated terms that you may not be familiar with. Make sure you refer back to it any time you're feeling unsure about a word or meaning as you're browsing the site.