Society Reports & AGM

Each year CS Healthcare publishes its Annual Report and Financial Statements, which discloses the Society's ongoing objectives and financial performance from the past year as well as information about our corporate governance.


Read the latest CS Healthcare Annual Report and Financial Statements 2018


2018 Report  ▼



Read previous Annual Reports and Financial Statements:


2017 Report  ▼ 2016 Report  ▼



Each year CS Healthcare holds an Annual General Meeting (AGM) where members are given the opportunity to raise issues of importance, either in the meeting or with our Directors or members of the Senior Management Team directly. All eligible members can attend in person, or vote by proxy if they are unable to attend.

CS Healthcare’s 2019 AGM was held on 19 June 2019.  The voting results are available to download here.

To view our Memorandum of Association Rules click here.

Own Risk Solvency Assessment (ORSA)

To comply with the requirements of the Solvency II Directive, the Board maintains an “Own Risk and Solvency Assessment” (“ORSA”). The ORSA Policy and ORSA Report provide the Society's Board and regulators with sufficient information on its regulatory and risk management processes to demonstrate its responsibilities towards protecting the Society, its members and its objectives, while minimising potential risks.

Solvency and Financial Condition Report

The Solvency and Financial Condition Report (SFCR) is a narrative report which supports the annual Quantitative Reporting Templates (QRTs) of CS Healthcare Society Limited. In line with Solvency II regulations the SFCR is submitted annually to the Prudential Regulation Authority and disclosed publicly on this website.

2018 Report

2017 Report

Our Service

CS Healthcare provides specialist health insurance policies to civil and public servants as well as their dependants. For over 85 years, we've been dedicated to protecting the health of our members and during that time we've built up partnerships with more than 300 hospitals, ensuring our members have access to the best care and treatment.

Proud to be Mutual

We think our Mutual status makes us a little different from many other insurers. We're not answerable to shareholders which means our members remain at the heart of everything we do. As a result, our members continually benefit from the highest standards of service.

CS Healthcare News

Keep up-to-date with all the latest healthcare news and updates from CS Healthcare. We know that looking after your health should be a number one priority, which is why we aim to keep you informed of any breakthroughs in medical care as well as the latest health and wellbeing tips.

Confused? Take a look at our Jargon Buster

Our Jargon Buster is designed to simplify any complicated terms that you may not be familiar with. Make sure you refer back to it any time you're feeling unsure about a word or meaning as you're browsing the site.