Essential
This is the only part of your choice which we have made compulsory. The Essential plan provides comprehensive cover at great value, leaving you to decide if you wish to increase cover further with additional optionse. The Essential option covers the following:
If you are admitted to hospital for in-patient or day patient treatment:
- Hospital accommodation and nursing costs
- Surgery, operating theatre and intensive care costs
- Consultants'/specialists' fees
- Surgeon and anaethetists fees
- Diagnostic scans (e.g. MRI/CT/PET and other special scans)
If you need treatment or tests but are not admitted to hospital
(out-patient treatment)
- Diagnostic scans (e.g. MRI/CT/PET and other special scans)
- Surgery
- Pre-operative tests
- Post operative consultations, investigations, tests
and dressings - Surgeon and anaethetists fees
- Physiotherapy after an operation
There's also benefits for:
-
Private road ambulance - up to £250 per person
-
Nursing at home or convalescence benefit
-
Parent accommodation
-
NHS cash benefit - £150 per day/night up to 28 days/nights
Click here to view the policy summary for the Essential level of cover.
For full details refer to the Policy Document, available in the library page of this website.

